9:41
Dashboard
Net Worth
$1,405,550.00
▲ $1,280 (2.8%)
Assets
$1,420,800.00
Debt
$15,250.00
Committee (4) $552,000.00
Credit Cards (2) $4,250.00
Cash (2) $33,200.00
Investments (2) $27,300.00
Property (2) $735,000.00
Precious Metals (2) $15,700.00
Automobiles (2) $46,700.00
Loans (1) $11,000.00
Custom (2) $10,900.00
Committee
Cards
Cash
Invest
Property
Metals
Autos
Loans
Custom
Investments
Portfolio Value
$27,300.00
Performance Gap
+0.00%
Portfolio +0.00% S&P 500 +0.00%
Portfolio S&P 500
Top Movers Today
Allocation
Accounts
Property Equity
Commodities
Holdings

Committees

3 active · saving together

Transactions

June 2026 · 64 transactions
All
Income
Spending
Committees
Bills
TodayJun 11
Whole Foods Market
Groceries · Apple Pay
-$86.40
Checking
Uber
Transport
-$23.10
Checking
Salary — Acme Corp
Income · Direct deposit
+$5,240.00
Checking
YesterdayJun 10
Family Eid Fund
Committee · contribution
-$200.00
Checking
Netflix
Subscription
-$22.99
Sapphire ••4821
Shell
Fuel
-$54.30
Checking
MonJun 9
Office Committee
Committee · contribution
-$500.00
Checking
Starbucks
Coffee
-$6.75
Checking
Amazon
Shopping
-$118.20
Sapphire ••4821

Spending

Where your money goes
2026
Total spending
$23,700.00

Cash Flow

June 2026 · so far
Money in
+$6,490
Money out
-$4,210
Net cash flow +$2,280
Last 6 monthsIn vs out
Jan
Feb
Mar
Apr
May
Jun
In Out
Upcoming & recurring
Office Committee
Due in 14 days · Jun 25
-$500.00
monthly
Salary — Acme Corp
Expected Jun 25
+$5,240.00
biweekly
Rent
Due Jul 1 · autopay
-$1,450.00
monthly
Add an Account
Banking
Checking, savings, credit cards, loans
Investments
Brokerage, 401(k), IRA, crypto
Property
Real estate, rental properties
Precious Metals
Gold, silver, bullion, coins
Automobiles
Cars, trucks, motorcycles
Committee
Group savings, money pools
Custom
Add any asset or liability manually
Customize
Section Order
Sort Accounts By
Chase Sapphire
Chase ••4582
Current Balance
$2,450.00
24%
$2,450 of $10,000
Statement Bal
$2,130.00
Min Payment
$35.00
Due Date
In 5 days
Balance History
▲ $350.00 (8.4%)
FEB 28
Asset Allocation
Portfolio
Equity Value
Last Price
Shares
Avg Cost
Allocation

Credit

Your score, tracked monthly
742
Very Good
300850
+18 pts since May
Updated Jun 9 · refreshes Jul 9 · Equifax
What's affecting your score
Payment historyExcellent
100% on-time payments · highest impact
Credit utilizationGood
$2,640 of $12,000 used (22%) · keep under 30%
Credit ageExcellent
Average account age 6 yrs 4 mo
Total accountsHealthy
8 accounts · good credit mix
Hard inquiriesExcellent
1 inquiry in the last 2 years
Ways to climb
Lower your utilization
Paying down $1,200 on your Sapphire card would drop usage to 12% — worth an estimated +15 points.
Committees build the habit
Paying your committee on time each month keeps cash-flow steady — the same discipline that protects your score.
Brighter AI
Online · here to help
Brighter AI
Hi Waqar — I can help you understand your money, plan committees, and spot ways to save. Here's where you stand today:
Net worth$1,405,550
Spent this month$4,210
Next committee payoutRound 6 · Aug
Where did my money go?
How can I save more?
Explain my committees
On track for goals?

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WA
Waqar Ahmed
waqar@brighter.app · Premium
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2 due this week
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3 goals · 64% funded
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12
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